It has been awhile since I've made a post and it is long overdue! Many thanks to the Muellerites that have used my services on a refinance and double thanks to the Muellerites that have used my services a second time.

Mortgage rates are still near record lows including the low water mark for 2013. If you have not refinanced it is certainly a great time to explore doing so. Even if you have refinanced it still may make sense to refinance once again.

There are no strings attached and no obligation if you want to explore your current situation--simply complete the refinance worksheet and send back to me. I am happy to provide references upon request.

Ian Carmichael
Sales Manager
Envoy Mortgage
NMLS #223454
Phone 512-306-8502
Fax 512-306-8503
icarmichael@envoymortgage.com
907 Ranch Road 620 S Ste. 301
Austin, TX 78734