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Need Rec on Homeowner Insurance Coverage
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sthoppil
Mueller Community

Posts: 40
Joined on May 11th, 2009
Need Rec on Homeowner Insurance Coverage
by sthoppil on June 3rd, 2011

We are looking for a new carrier for homeowners insurance because our former carrier is no longer insuring homes. If you have a recommendation, please PM me. Just trying to figure out a reasonable premium for a reasonable home replacement cost. Our insurance agent found us some possible carriers, but the replacement value of the home that they are willing to pay seems very low. TIA.
 
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Kevin McGillicuddy
Mueller Community

Posts: 164
Joined on April 27th, 2010
Need Rec on Homeowner Insurance Coverage
by Kevin McGillicuddy on June 4th, 2011

Keep in mind that the value won't include the value of the land or the foundation since neither is destroyed even with a catastrophic loss, generally. So the value your carrier puts on the house may only seem low.



 
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galen craft


Posts: 5
Joined on June 9th, 2011
Need Rec on Homeowner Insurance Coverage
by galen craft on June 10th, 2011

I recommend The Hartford; we got a really good quote from them through AARP a few years ago and our rates have remained consistent ever since. We have auto and home insurance ( http://aarp.thehartford.com/Property-Insurance/Home-Insurance/ ) with them.
 
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eagertomove
Mueller Community

Posts: 119
Joined on November 23rd, 2007
Need Rec on Homeowner Insurance Coverage
by eagertomove on June 10th, 2011

We, too, have the AARP Hartford and have great rates and the service has always been tops. When we had had the hailstorm in 2008, they paid out about $30,000 on the house and another $3000 on one car within a few days of the storm.
 
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